Increasing deposit limit to 700 euros: the complete guide to income assessment and bank rules

The net threshold of 700 euros is not an automatic limit, but a signal for a mandatory income assessment. Do you want to increase your gross deposit limit above the standard 350 euros? Then you must prove at casinos with a Kansspelautoriteit license that you can financially afford it. This process requires documents such as an IB60 statement or payslip and a mandatory conversation with the provider.

The difference between the net threshold and gross limit

Anyone looking for ways to increase the highest deposit limit to 700 euros should know that this is not a simple administrative action. The Kansspelautoriteit makes a strict distinction between gross and net deposits within the Regulation on Gaming Limits and Conscious Gaming Behavior. This net deposit threshold of 700 euros acts as a safety mechanism. It only becomes active when your total deposits, minus any withdrawals, exceed this limit in a calendar month.

What exactly does the 700 euro net limit mean?

The net deposit threshold is not a hard wall that immediately blocks everyone, but a trigger for a mandatory income assessment. Do you reach this limit net (deposits minus withdrawals)? Then the provider must check whether you can financially afford it. According to the Regulation on Gaming Limits and Conscious Gaming Behavior, intervention is required if the limit is exceeded. This means you must provide documents such as payslips. The Kansspelautoriteit states that a maximum of 30% of your net income may be spent on gambling. The 700 euros is therefore only a starting point for further verification.

Standard limits for adults and young adults

By default, lower gross deposit limit amounts apply before additional checks are required. For players aged 24 and older, the standard monthly limit is €350. For young adults (18-23 years), the rules are stricter. They are allowed to deposit a maximum of €150 per month by default, and their net deposit threshold is limited to €300. Do you want to deposit more than €300 net as a young adult? Then the same strict income assessment applies as with the 700 euro limit for older players. The Kansspelautoriteit established this differentiation to provide extra protection for vulnerable groups within the framework of the Regulation on Gaming Limits and Conscious Gaming Behavior.

How is 'net' calculated compared to gross?

Many people confuse the net deposit threshold with gross deposits. Net means: total deposited minus total withdrawn in the same month. Suppose you deposit €1,000 but withdraw €400. Your net deposit is then €600. You have not yet reached the 700 euro threshold, even though your gross was high. This system ensures that winnings can increase your playing room within the gross deposit limit without an immediate block, as long as the net deposit threshold is not exceeded. The Kansspelautoriteit requires this calculation to monitor realistic loss behavior instead of just cash flow.

Step-by-step plan for requesting a higher limit

To make increasing the highest deposit limit to 700 euros possible, you must demonstrate that you can financially afford these expenses without risking your livelihood. This process requires more than just filling out a form. It is a structured income assessment where objective proof of income is central. You go through a mandatory verification, often facilitated by partners such as Bluem, and undergo a mandatory contact moment with the provider to ensure awareness before the limit is adjusted.

Which documents are valid as proof?

For the income assessment, legal providers generally accept three specific document types that objectively support your financial capacity. The most commonly used option is the IB60 statement. This is an official document from the Tax Authorities that shows your total annual income, including salary, benefits, or self-employed income. This form is pre-eminently suitable for self-employed individuals or retirees who do not receive a monthly payslip.

Alternative options are a recent payslip (often from the last one to two months) or a bank statement on which your name, the IBAN of your casino account, and the salary deposit are clearly visible. It is important to understand that winnings from gambling do not count as structural income, but as assets. The assessment focuses on your fixed sources of income. Providers such as Kansino work together with verification partners such as Bluem to process these documents securely and efficiently. As a result, the check is completed faster than with manual assessment.

In addition to external documents, DigiD plays a role in the initial identity verification. Although DigiD primarily serves for access to government services and creating an account, it forms the basis for the link with CRUKS and the subsequent financial checks. A correct DigiD link speeds up the process, but does not replace the need for income documents for limit increases above the threshold values.

The mandatory contact moment with the provider

Increasing the limit is not merely an administrative action. The Kansspelautoriteit prescribes a mandatory contact moment when the desired limit exceeds the standard thresholds. During this conversation, which takes place by phone or via chat, the provider must explicitly warn you about the risks of high deposits. This conversation interrupts the game flow and forces reflection. You consciously confirm that you can afford to lose the amount.

This intervention takes place in a neutral environment, separate from active bonuses or game excitement, to ensure a well-considered choice. If you refuse to participate in this contact or do not provide valid proof, your account remains restricted to the standard limit for the rest of the month. This protocol ensures that the mandatory contact moment effectively contributes to responsible gaming behavior, in line with the duty of care of the license holders.

Ensuring privacy during uploading

Sharing financial data requires caution, as documents such as the IB60 or bank statements contain sensitive personal data. Licensed casinos fall under the GDPR and must strictly protect your data, but you can take extra measures to safeguard your privacy. For example, use the official KopieID app to make copies of identity documents or statements. Make your BSN, passport photo, and non-relevant transactions unreadable.

By leaving only the necessary information visible - such as your name and the specific income item - you minimize the risk of abuse in the event of data leaks. This method allows you to securely provide proof of income without exposing your entire financial history. This is essential for a safe experience when increasing the highest deposit limit to 700 euros.

Influence of bank limits on your deposit options

The process of increasing the highest deposit limit to 700 euros requires more than just casino approval. You must also adjust your banking thresholds. Even if the Kansspelautoriteit (Ksa) agrees to a higher stake, your own bank can block the transaction if it exceeds your daily or transaction limit. Players must therefore proactively check their settings at their financial institution before initiating a large deposit, to prevent delays.

Specific settings per bank

At ING Bank, you manage limits via the app under 'Payment settings'. Here you adjust the daily limit and monthly limits for iDEAL transfers. This is crucial because iDEAL remains the primary payment method. Rabobank uses a similar structure. Users adjust their transaction limit via Rabo Internet Banking. At ABN AMRO, it is important to check the 'Secure Payment' limit, which is often separate from the debit card limit. For SNS Bank and Knab, this is done directly via their respective apps, with Knab being known for real-time adjustments. Also at neobanks like bunq and Revolut, you have to look for payment or spending limits in the app. Note: changes often require Strong Customer Authentication (SCA). This takes extra time but guarantees security.

Why bank limits are different from casino limits

Even with increased bank limits, strict Ksa rules apply. A deposit above €350 (or €700 after assessment) always triggers a mandatory contact moment and affordability check at the casino. ING Bank and Rabobank only facilitate the payment. They do not check whether you remain within your gaming responsibility. The final approval depends on the proof of income accepted by the casino, independent of your banking limit.

Safety, supervision, and future regulations

A limit increase to €700 requires more than just a click. As soon as you exceed the net threshold, the provider's duty of care comes into effect. A mandatory contact moment and an income assessment follow. These measures are designed to protect players from financial strain by consciously linking gaming behavior to financial capacity.

The role of Cruks and self-exclusion

Cruks (Central Register for Exclusion of Games of Chance) acts as the central exclusion register for high-risk players in the Netherlands. Although Cruks is primarily aimed at self-exclusion or exclusion by third parties, the system plays a crucial role in the overall protection network around limits. During the mandatory contact moment required to increase the highest deposit limit to 700 euros, the operator must explicitly inform the player about the possibility of self-exclusion via Cruks if the gaming behavior appears problematic.

The relationship between individual limits and this register is essential. While an increased limit offers more playing room within one casino, Cruks offers the 'nuclear option' for a total block at all legal providers. If the conversation reveals that a player continues to play despite warnings, the provider can advise registering in Cruks for further assistance and protection. This ensures a layered approach where financial limits and total exclusion complement each other.

Supervision by AFM and DNB on payment flows

In addition to the Kansspelautoriteit, the Authority for the Financial Markets (AFM) and De Nederlandsche Bank (DNB) strictly supervise the integrity of payment transactions. For online casinos, this means they must comply with the Anti-Money Laundering Act. This has a direct impact on how limit increases are processed. When a player provides documents to increase the highest deposit limit to 700 euros, this data is used not only for an affordability check, but also for compliance purposes.

The AFM and DNB monitor whether providers handle this privacy-sensitive income data and bank statements carefully. A provider cannot just accept any source of wealth. For instance, the Ksa clarifies that casino winnings do not count as income, but can be included as wealth under strict conditions. This supervision guarantees that increasing limits is not abused for money laundering practices, but serves purely as proof of financial stability within the framework of the law.

Risks of circumvention and illegal providers

Players who get frustrated by the strict rules sometimes seek refuge in the illegal circuit. Trying to circumvent increasing the highest deposit limit to 700 euros by opening accounts at multiple legal casinos or switching to illegal sites carries significant risks. Illegal casinos do not fall under the supervision of the Ksa and do not comply with the duty of care.

In concrete terms, this means that at illegal providers, no alarm bells go off in the event of excessive gambling behavior, there are no self-set limits, and there is no visibility of the total amount gambled. Moreover, attempts to 'game' the system by spreading across multiple accounts can lead to the freezing of funds at legal providers due to violation of the general terms and conditions. It is safer and wiser to remain within the legal framework, where consumer rights and tools like Cruks are guaranteed.

About this article - Editorial standards

• Author: Sarah Weber - Casino Tester & Bonus Analyst

• Fact-checked by: Dr. Markus Hoffmann - Senior iGaming Compliance Analyst

• Last updated: 2026-08-10.

This article about "increasing the highest deposit limit to 700 euros" was written by Sarah Weber and fact-checked by Dr. Markus Hoffmann. Both regularly update the content in response to changes in regulations, licenses, and bonus terms. All references to licenses, regulators, and legislation link to public sources (the local gaming authority, the applicable local gaming law).

About the author

8+ years of experience reviewing casinos, 200+ personally tested platforms within the EU and worldwide. Former member of the eCOGRA Player Advocacy Program (2018-2022). Specialization: wagering requirements, withdrawal processes, and customer service evaluation.

About the reviewer

More than 12 years of experience in the iGaming industry, including 5 years as a compliance consultant for license holders in multiple regulated markets. PhD in economic mathematics. Focus areas: bonus mathematics, wagering analysis, and player protection systems.

Responsible gambling

Gambling can be addictive. If you feel you are losing control of your gaming, please contact the relevant helpline for gambling problems or use the national self-exclusion register (the relevant national self-exclusion register). Set personal deposit and loss limits BEFORE playing with real money. Breaks and cool-off tools from the provider are there to keep gaming manageable.

Legal notice

The information in this article is intended solely for editorial and comparative purposes and does not constitute legal advice. Players themselves are responsible for complying with local regulations.