Increasing Deposit Limit to 700 Euros: The Complete Guide to Income Verification and Bank Rules

The net threshold of 700 euros is not an automatic limit, but a trigger for a mandatory income check. Do you want to increase your gross deposit limit above the standard 350 euros? Then you must prove that you can financially afford it at casinos licensed by the Kansspelautoriteit. This process requires documents such as an IB60 tax statement or payslip and a mandatory contact session with the provider.

The Difference Between the Net Threshold and Gross Limit

Anyone looking for ways to increase their highest deposit limit to 700 euros should know that this is no simple administrative procedure. The Kansspelautoriteit strictly distinguishes between gross and net deposits within the Decree on Gaming Limits and Responsible Gambling Behavior. This net deposit threshold of 700 euros works as a safety mechanism. It only becomes active when your total deposits, minus any withdrawals, exceed this threshold within a calendar month.

What Exactly Does the 700 Euro Net Threshold Mean?

The net deposit threshold is not a hard wall that instantly blocks everyone, but a trigger for a mandatory income assessment. If your net total (deposits minus payouts) reaches this limit, the provider must verify whether you can financially afford it. According to the Decree on Gaming Limits and Responsible Gambling Behavior, an intervention is required once exceeded. This means you must provide documents like payslips. The Kansspelautoriteit stipulates that a maximum of 30% of your net income may be spent on gambling. Thus, 700 euros is merely a starting point for further verification.

Standard Limits for Adults and Young Adults

By default, lower Gross deposit limit amounts apply before extra checks are required. For players aged 24 and older, the standard monthly limit is €350. For young adults (18-23 years), the rules are stricter. By default, they may deposit a maximum of €150 per month, and their net deposit threshold is capped at €300. If you, as a young adult, wish to deposit more than €300 net, the same strict income assessment applies as with the 700 euro threshold for older players. The Kansspelautoriteit introduced this differentiation to provide extra protection for vulnerable groups within the framework of the Decree on Gaming Limits and Responsible Gambling Behavior.

How is 'Net' Calculated Compared to Gross?

Many people confuse the net deposit threshold with gross stakes. Net means: total deposited minus total withdrawn in the same month. Suppose you deposit €1,000 but withdraw €400. Your net deposit is then €600. You have not yet reached the 700 euro threshold, even though your gross deposit was high. This system ensures that winnings can expand your flexibility within the Gross deposit limit without an immediate block, as long as the net deposit threshold is not exceeded. The Kansspelautoriteit requires this calculation to monitor realistic loss behavior rather than just cash flow.

Step-by-Step Plan for Requesting a Higher Limit

To make increasing the highest deposit limit to 700 euros possible, you must demonstrate that you can financially afford these expenditures without risks to your living standards. This process requires more than just filling out a form. It is a structured income check centered on objective proof of income. You undergo mandatory verification, often facilitated by partners like Bluem, and participate in a compulsory contact session with the provider to ensure awareness before the limit is adjusted.

Which Documents are Valid as Proof?

For the income assessment, licensed operators typically accept three specific document types that objectively substantiate your financial capacity. The most common option is the IB60 tax statement. This is an official document from the Dutch Tax and Customs Administration (Belastingdienst) showing your total annual income, including salary, benefits, or freelance earnings. This form is particularly suitable for self-employed individuals or retirees who do not receive monthly payslips.

Alternative options are a recent payslip (often from the last one to two months) or a bank statement clearly displaying your name, the IBAN linked to your casino account, and the salary deposit. It is important to understand that gambling winnings do not count as structural income, but rather as wealth/assets. The assessment focuses on your fixed income sources. Operators like Kansino collaborate with verification partners such as Bluem to process these documents securely and efficiently. As a result, checks are completed faster than via manual evaluation.

Alongside external documents, DigiD plays a role in initial identity verification. Although DigiD primarily serves to access government services and create accounts, it forms the foundation for connecting with CRUKS and conducting subsequent financial checks. A proper DigiD connection speeds up the process, but does not replace the requirement for income documents for limit increases above the threshold values.

The Mandatory Contact Session with the Provider

Increasing your limit is not merely an administrative task. The Kansspelautoriteit prescribes a mandatory contact session whenever the requested limit exceeds standard thresholds. During this conversation, which takes place via phone or live chat, the provider must explicitly warn you about the risks of high deposits. This discussion pauses gameplay momentum and forces reflection. You consciously confirm that you can afford to lose the money.

This intervention takes place in a neutral environment, detached from active bonuses or gameplay excitement, to ensure an informed decision. If you refuse to participate in this contact session or fail to provide valid proof, your account remains restricted to the standard limit for the remainder of the month. This protocol ensures that the mandatory contact session effectively contributes to responsible gambling, aligned with the duty of care of license holders.

Safeguarding Privacy During Upload

Sharing financial information requires caution, as documents like IB60 forms or bank statements contain sensitive personal data. Licensed casinos fall under GDPR (AVG) regulations and must strictly protect your data, but you can take additional measures to safeguard your privacy. For instance, use the official KopieID app to create copies of ID cards or statements. Redact your BSN (social security number), passport photo, and non-relevant transactions.

By leaving only necessary details visible—such as your name and the specific income entry—you minimize the risk of misuse in the event of potential data breaches. This approach allows you to safely submit proof of income without exposing your entire financial history. This is essential for a secure experience when increasing your highest deposit limit to 700 euros.

Impact of Bank Limits on Your Deposit Options

The process of increasing your highest deposit limit to 700 euros requires more than just casino approval. You must also adjust your banking thresholds. Even if the Kansspelautoriteit (Ksa) permits a higher limit, your own bank might block the transaction if it exceeds your daily or transaction limit. Players should therefore proactively verify their settings with their financial institution before initiating a large deposit to avoid delays.

Specific Settings per Bank

At ING Bank, you manage limits via the app under 'Payment settings'. Here you can adjust your Daily limit and monthly limits for iDEAL transfers. This is crucial because iDEAL remains the primary payment method. Rabobank follows a similar structure. Users adjust their Transaction limit via Rabo Internetbanking. For ABN AMRO, it is important to check the 'Secure Payment' limit, which is often separate from the debit card limit. For SNS Bank and Knab, this is handled directly through their respective apps, with Knab known for real-time adjustments. With neobanks such as bunq and Revolut, you must also look for payment or spending limits in the app. Note: changes often require Strong Customer Authentication (SCA). This takes extra time but guarantees security.

Why Bank Limits Differ from Casino Limits

Even with raised bank limits, strict Ksa regulations apply. A deposit exceeding €350 (or €700 after assessment) always triggers a mandatory contact session and affordability check at the casino. ING Bank and Rabobank merely facilitate the payment. They do not monitor whether you remain within your gambling responsibility. Final approval depends on the proof of income accepted by the casino, independent of your banking capacity.

Safety, Supervision, and Future Regulations

A limit increase to €700 requires more than just a click. As soon as you exceed the net threshold, the provider's duty of care comes into effect. A mandatory contact session and income assessment follow. These measures are designed to protect players from financial strain by deliberately linking gambling behavior to financial capacity.

The Role of Cruks and Self-Exclusion

Cruks (Central Register for Exclusion of Games of Chance) acts as the central exclusion register for at-risk players in the Netherlands. Although Cruks is primarily aimed at self-exclusion or third-party exclusion, the system plays a crucial role in the overall protection network surrounding limits. During the mandatory contact session required to increase the highest deposit limit to 700 euros, the operator must explicitly inform the player about the possibility of self-exclusion via Cruks if gambling behavior appears problematic.

The relationship between individual limits and this register is essential. While a higher limit offers more playing room within a single casino, Cruks provides the 'nuclear option' for total exclusion across all legal operators. If the conversation reveals that a player continues gambling despite warnings, the provider can advise registering in Cruks for further support and protection. This ensures a layered approach where financial boundaries and complete exclusion complement each other.

Supervision of Payment Flows by AFM and DNB

Alongside the Kansspelautoriteit, the Dutch Authority for the Financial Markets (AFM) and De Nederlandsche Bank (DNB) strictly supervise the integrity of payment transactions. For online casinos, this means complying with Anti-Money Laundering legislation. This directly impacts how limit increases are processed. When a player submits documents to increase the highest deposit limit to 700 euros, this data is used not only for an affordability check, but also for compliance purposes.

The AFM and DNB monitor whether providers handle sensitive income data and bank statements with care. A provider cannot simply accept any source of funds. For instance, the Ksa clarifies that casino winnings do not count as income, but can be considered assets under strict conditions. This supervision guarantees that raising limits is not abused for money laundering purposes, but serves purely as proof of financial stability within the legal framework.

Risks of Bypassing Rules and Illegal Providers

Players who become frustrated by strict rules sometimes turn to illegal operators. Attempting to bypass increasing the highest deposit limit to 700 euros by opening accounts at multiple legal casinos or switching to illegal sites entails significant risks. Illegal casinos are not supervised by the Ksa and do not fulfill duty of care requirements.

Specifically, this means that illegal operators trigger no alarm bells during excessive gambling behavior, offer no self-set limit tools, and provide no oversight on the total amount gambled. Furthermore, attempts to 'game' the system by spreading activity across multiple accounts can lead to frozen funds at legal providers due to terms and conditions violations. It is safer and wiser to remain within the legal framework, where consumer rights and tools like Cruks are fully guaranteed.

About This Article - Editorial Standards

• Author: Sarah Weber - Casino Tester & Bonus Analyst

• Factually reviewed by: Dr. Markus Hoffmann - Senior iGaming Compliance Analyst

• Last updated: 2026-08-10.

This article on "hoogste stortingslimiet verhogen naar 700 euro" was written by Sarah Weber and factually reviewed by Dr. Markus Hoffmann. Both regularly update the content for changes in regulation, licensing and bonus terms. All references to licences, regulators and statutes link to public sources (the local gambling regulator, the applicable local gambling statute).

About the Author

8+ years reviewing casinos, 200+ personally tested platforms across the EU and globally. Former member of the eCOGRA Player Advocacy Program (2018-2022). Specialty: wagering requirements, withdrawal workflows, customer-support evaluation.

About the Reviewer

12+ years in the iGaming industry, including 5 years as a compliance consultant for licensed operators across multiple regulated markets. PhD in Economic Mathematics. Focus areas: bonus mathematics, wagering analysis, and player-protection systems.

Responsible Gambling

Gambling can be addictive. If you feel you are losing control of your play, please reach out to the relevant problem-gambling helpline or use the national self-exclusion register (the relevant national self-exclusion register). Set personal deposit and loss limits BEFORE you play with real money. Operator pauses and cooldown tools exist to keep play sustainable.

Legal Notice

The information in this article is provided for editorial and comparison purposes only and does not constitute legal advice. Players are responsible for compliance with local regulations.